SIARA requests

Generated 2026-07-07. Current account snapshot uses dwh_collection_prod.dbt.v_dm_account_data where calculation_date = current_date().

Daily new clients entering the pipeline

94374 / 15
Jun 16
1,736129 / 19
Jun 17
1,229112 / 13
Jun 18
1,34499 / 8
Jun 19
00 / 0
Jun 20
00 / 0
Jun 21
2,117152 / 15
Jun 22
1,314117 / 20
Jun 23
1,06482 / 9
Jun 24
33054 / 10
Jun 25
1,196113 / 30
Jun 26
00 / 0
Jun 27
00 / 0
Jun 28
63766 / 13
Jun 29

Black = unique clients requested; teal = Plata customers with credit products. Collections are shown after slash in teal labels.

Overall funnel

Unique clients requested
53,570

100% of base

Plata customers with credit products
3,373

6.3% of requested

Collections
583

17.3% of our customers

Legal process
110

3.3% of our customers

Plata customers with credit products (3,373)

Total debt distribution

MXN 0-1k
1,366 40%
MXN 1k-5k
1,026 30%
MXN 5k-10k
305 9%
MXN 10k-25k
444 13%
MXN 25k+
236 7%

DPD distribution

Not delinquent
2,772 82%
1-30 DPD
100 3%
31-60 DPD
51 2%
61-90 DPD
46 1%
91-180 DPD
107 3%
181+ DPD
301 9%

Not delinquent customers (2,772)

Credit limit

0-500
469 17%
501-1000
542 20%
1001-3000
467 17%
3001-5000
160 6%
5001-10000
241 9%
10001+
630 23%
No active limit
263 9%

Early-warning read

Not delinquent does not mean low signal: these customers are already in a SIARA request stream while still outside collections.

Collections and legal process

Legal clients by admission state

Admitido
69 63%
Admitido con observación previa
23 21%
Pendiente juzgado
16 15%
Observado
2 2%
Rechazo directo
1 1%

Legal overlap

110 current-snapshot SIARA customers are in the legal-process sheet after refresh.

To-do

Discuss with Legal and Product what strategy we should apply to these customers, including those not yet delinquent but already flagged by other banks.

Plata-origin signal inside SIARA

legal participants found in SIARA
110

6.6% of 1,656 Plata legal-sheet clients; document match only

exact amount matches
78

78 clients and 82 distinct request records within MXN 1