SIARA requests
Daily new clients entering the pipeline
Plata customers and collections
Plata customers with credit products
Plata collections
Overall funnel
Unique clients requested
13,385
100% of base
Plata customers with credit products
942
7.0% of requested
Collections
202
21.4% of our customers
Legal process
25
2.7% of our customers
Plata customers with credit products (942)
Total debt distribution
Total debt in current account snapshot.
DPD distribution
Not delinquent customers are current; collections customers are bucketed by DPD.
Not delinquent customers (740)
Credit limit
Client-level max credit_limit.
Original request area
Area_descripcion from original SIARA requests.
Account creation year
Matched to prod.ods_us_mg.users.created_at.
Distance to delinquency
Not delinquent customers split by current DPD.
Early-warning read
Not delinquent does not mean low signal: 27% are already within six DPD-days of the due boundary, while the request itself indicates external bank concern.
Collections and legal process
202
collections
21.4% of our customers
25
legal process
2.7% of our customers
Legal clients by admission state
Official status in black; English interpretation in grey.
Admitidoadmitted
Admitido con observacion previaadmitted with prior observation
Observadoobserved
Preparar documentosprepare documents; lawsuit not filed yet
To-do
Discuss with Legal and Product what strategy we should apply to these customers, including those not yet delinquent but already flagged by other banks.