SIARA requests

Generated 2026-06-02. Current account snapshot uses dwh_collection_prod.dbt.v_dm_account_data where calculation_date = current_date().

Daily new clients entering the pipeline

2,323165 / 20
May 20
1,829135 / 20
May 21
2,184160 / 19
May 22
00 / 0
May 23
00 / 0
May 24
2,112166 / 21
May 25
2,186175 / 11
May 26
1,862155 / 15
May 27
1,246105 / 14
May 28
1,950121 / 12
May 29
00 / 0
May 30
00 / 0
May 31
2,406182 / 25
Jun 01
71378 / 10
Jun 02

Black = unique clients requested; teal = Plata customers with credit products. Collections are shown after slash in teal labels.

Overall funnel

Unique clients requested
36,885

100% of base

Plata customers with credit products
2,303

6.2% of requested

Collections
357

15.5% of our customers

Legal process
51

2.2% of our customers

Plata customers with credit products (2,303)

Total debt distribution

MXN 0-1k
986 43%
MXN 1k-5k
657 29%
MXN 5k-10k
220 10%
MXN 10k-25k
302 13%
MXN 25k+
138 6%

DPD distribution

Not delinquent
1,946 84%
1-30 DPD
63 3%
31-60 DPD
37 2%
61-90 DPD
21 1%
91-180 DPD
58 3%
181+ DPD
178 8%

Not delinquent customers (1,946)

Credit limit

0-500
349 18%
501-1000
415 21%
1001-3000
290 15%
3001-5000
100 5%
5001-10000
181 9%
10001+
435 22%
No active limit
176 9%

Early-warning read

Not delinquent does not mean low signal: these customers are already in a SIARA request stream while still outside collections.

Collections and legal process

Legal clients by admission state

Admitido
30 59%
Admitido con observación previa
18 35%
Observado
2 4%
Pendiente juzgado
2 4%

Legal overlap

51 current-snapshot SIARA customers are in the legal-process sheet after refresh.

To-do

Discuss with Legal and Product what strategy we should apply to these customers, including those not yet delinquent but already flagged by other banks.

Plata-origin signal inside SIARA

legal participants found in SIARA
52

6.1% of 847 Plata legal-sheet clients; document match only

exact amount matches
31

31 clients and 33 distinct request records within MXN 1