SIARA requests

Generated 2026-06-02. Current account snapshot uses dwh_collection_prod.dbt.v_dm_account_data where calculation_date = current_date().

Daily new clients entering the pipeline

1,246105 / 15
May 28
1,950121 / 14
May 29
00 / 0
May 30
00 / 0
May 31
2,406182 / 23
Jun 01
71379 / 11
Jun 02
3,368232 / 38
Jun 03
1,748147 / 13
Jun 04
1,678147 / 14
Jun 05
00 / 0
Jun 06
00 / 0
Jun 07
1,473126 / 11
Jun 08
1,574135 / 19
Jun 09
44764 / 5
Jun 10

Black = unique clients requested; teal = Plata customers with credit products. Collections are shown after slash in teal labels.

Overall funnel

Unique clients requested
43,329

100% of base

Plata customers with credit products
2,717

6.3% of requested

Collections
438

16.1% of our customers

Legal process
69

2.5% of our customers

Plata customers with credit products (2,717)

Total debt distribution

MXN 0-1k
1,152 42%
MXN 1k-5k
774 28%
MXN 5k-10k
252 9%
MXN 10k-25k
365 13%
MXN 25k+
174 6%

DPD distribution

Not delinquent
2,279 84%
1-30 DPD
80 3%
31-60 DPD
45 2%
61-90 DPD
25 1%
91-180 DPD
73 3%
181+ DPD
215 8%

Not delinquent customers (2,279)

Credit limit

0-500
391 17%
501-1000
470 21%
1001-3000
368 16%
3001-5000
115 5%
5001-10000
210 9%
10001+
514 23%
No active limit
211 9%

Early-warning read

Not delinquent does not mean low signal: these customers are already in a SIARA request stream while still outside collections.

Collections and legal process

Legal clients by admission state

Admitido
40 58%
Admitido con observación previa
22 32%
Pendiente juzgado
4 6%
Observado
4 6%

Legal overlap

69 current-snapshot SIARA customers are in the legal-process sheet after refresh.

To-do

Discuss with Legal and Product what strategy we should apply to these customers, including those not yet delinquent but already flagged by other banks.

Plata-origin signal inside SIARA

legal participants found in SIARA
70

8.1% of 868 Plata legal-sheet clients; document match only

exact amount matches
43

43 clients and 46 distinct request records within MXN 1