SIARA requests

Generated 2026-07-13. Current account snapshot uses dwh_collection_prod.dbt.v_dm_account_data where calculation_date = current_date().

Daily new clients entering the pipeline

1,08579 / 11
Jun 30
82182 / 8
Jul 01
1,548115 / 19
Jul 02
1,480111 / 20
Jul 03
00 / 0
Jul 04
00 / 0
Jul 05
1,601114 / 20
Jul 06
1,601132 / 13
Jul 07
1,03686 / 10
Jul 08
93984 / 11
Jul 09
1,735138 / 20
Jul 10
00 / 0
Jul 11
00 / 0
Jul 12
928102 / 16
Jul 13

Black = unique clients requested; teal = Plata customers with credit products. Collections are shown after slash in teal labels.

Overall funnel

Unique clients requested
62,376

100% of base

Plata customers with credit products
3,917

6.3% of requested

Collections
692

17.7% of our customers

Legal process
133

3.4% of our customers

Plata customers with credit products (3,917)

Total debt distribution

MXN 0-1k
1,573 40%
MXN 1k-5k
1,187 30%
MXN 5k-10k
350 9%
MXN 10k-25k
523 13%
MXN 25k+
284 7%

DPD distribution

Not delinquent
3,225 82%
1-30 DPD
94 2%
31-60 DPD
58 1%
61-90 DPD
62 2%
91-180 DPD
117 3%
181+ DPD
361 9%

Not delinquent customers (3,225)

Credit limit

0-500
534 17%
501-1000
631 20%
1001-3000
552 17%
3001-5000
183 6%
5001-10000
296 9%
10001+
719 22%
No active limit
310 10%

Early-warning read

Not delinquent does not mean low signal: these customers are already in a SIARA request stream while still outside collections.

Collections and legal process

Legal clients by admission state

Admitido
87 65%
Admitido con observación previa
24 18%
Pendiente juzgado
19 14%
Observado
3 2%
Rechazo directo
1 1%

Legal overlap

133 current-snapshot SIARA customers are in the legal-process sheet after refresh.

To-do

Discuss with Legal and Product what strategy we should apply to these customers, including those not yet delinquent but already flagged by other banks.

Plata-origin signal inside SIARA

legal participants found in SIARA
133

7.9% of 1,694 Plata legal-sheet clients; document match only

exact amount matches
95

95 clients and 99 distinct request records within MXN 1